November 10, 2014

Credit Karma™

Tracking PixelThis is a sponsored post written by me on behalf of the Credit Karma™.


You all know (I think) that we are in the process of trying to sell our home and buy a new home. It is a stressful process and one that I have tried to make as easy as possible on myself. There are so many different things you have to do... find a realtor, clean and declutter as much as possible, take pictures, list and have an open house... and then shop, shop, shop for a new home. Once you (hopefully) find a new home and sell your current home it's all about finalizing financing. We work with a loan broker at a local bank and the first thing he asked me when I called about selling our home and buying a new home was how our credit looked... Oh, Credit...
So Credit Karma™ comes in super handy and is another way I am making my life easier. Credit Karma™ is mission-oriented and pro-consumer. They want to put you back in control of your credit data. Since your credit score is the most defining metric of your overall financial health. It’s going to determine whether you’re approved for a home, apartment, car, or credit card. An excellent credit score means you will get the best interest rates and best benefits and it will literally save you money.

Credit Karma™ provides your weekly credit score and report, credit monitoring and more- all completely for free. They monitor your credit report daily basis, and they notify you of any significant changes on your report. Many consumers use monitoring as an added layer to prevent identity theft. Credit Karma™ offers abundant tools and resources so that you can fully understand your credit data and what impacts it. They basically want you to take control of your credit and finances, and they help you to do so by making it super simple.

Another cornerstone of Credit Karma’s™ mission is assisting consumers with shopping for financial products. They’ve worked with more than one hundred lenders so that they can feature products and offers tailored to each member’s unique credit profile. Credit Karma™ is able to match credit and personal finance profiles with financial products that make sense, removing a big pain point when it comes to shopping for credit. With more than 30 million members,  Credit Karma™ is able to conduct in-depth analysis of the likelihood you will receive credit approval. And because of their large membership, Credit Karma™ also offers really useful user reviews so consumers can understand how satisfied others are.

So I am hoping that by using Credit Karma™ to keep our credit score in check, we will be approved for our new home with a great LOW interest rate. Y'all know, I'm all about making life easier. You should totally check Credit Karma™ out if you want to make life easier and have that peace of mind too!

This is a sponsored post written by me on behalf of the Credit Karma™.

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